Researchers marvel at world's deepest sea vents

KINGSTON, Jamaica (AP) ? Researchers using a remote-controlled submarine around the world's deepest known hydrothermal vents have been collecting samples from the sunless depths of the Caribbean Sea.

The expedition of Britain's National Oceanography Center is exploring areas where blazing hot, mineral-rich fluid gushes from volcanic chimneys on the seabed. The deepest areas are more than 3 miles (5 kilometers) below the sea's surface between the Cayman Islands and Jamaica.

Chief scientist Jon Copley says he believes laboratory analysis in coming weeks will reveal some new life forms that have evolved in the remote areas. In a Wednesday email from a research boat, Copley said these include bristle worms, a sea anemone and some small crustaceans.

The team was hailed in 2010 for discovering the deepest known volcanic vent field in the Cayman Trough.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/b2f0ca3a594644ee9e50a8ec4ce2d6de/Article_2013-02-27-Caribbean-Volcanic%20Vent/id-2c1da24951e04c3e8f8e0322ee93ddc1

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Google+ Photos app for Chromebooks revealed in more detail, thanks to new screenshots

Chances are, you've been gawking at that gorgeous new Pixel Chromebook, but aren't planning on, you know, buying it. No matter. For those of you who enjoy software porn, we've got a few more shots of the Pixel's forthcoming Photos application, which will eventually make its way to other Chromebooks, too. A developer on Google+ named François Beaufort has uploaded a series of screenshots, giving us a more detailed look -- good news since we only had three screens to show you when the software was first announced. Included in Beaufort's gallery is the settings page, which confirms that automatic photo uploads from SD cards are actually optional. The one thing you won't see in those pics? A full illustration of the intelligent photo selector, which is supposedly smart enough to weed out your blurry and poorly exposed shots. Hopefully all you Pixel owners out there will see for yourselves soon enough.

Filed under: Laptops, Software, Google

Comments

Via: Android Central

Source: Google+ (Francois Beaufort)

Source: http://www.engadget.com/2013/02/27/google-plus-photos-app-new-screenshots/

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Chris Cooper Joins The Amazing Spider-Man 2

In an era where many of the biggest blockbusters are based on comic book characters,?The Amazing Spider-Man series differentiates itself with inspired casting choices and strong onscreen character relationships. Andrew Garfield, Emma Stone,?Rhys Ifans, Denis Leary,?Martin Sheen and Sally Field made the Marc Webb?s first 3D adventure work despite plot holes and narrative issues, and the sequel has already turned heads with its casting additions.

Director Marc Webb and Columbia Pictures are continuing to bolster their talent show that is?The Amazing Spider-Man 2, a film that already added Jamie Foxx, Shailene Woodley, Felicity Jones, Dane DeHaan, Colm Feore, Paul Giamatti, with another smart casting addition, this time adding another Oscar winner in a key franchise role.

THR has the scoop that Oscar-winning actor Chris Cooper (The Muppets, The Town) has signed with Sony Pictures to play Norman Osborn, a role played by Willem Dafoe in Sam Raimi?s first?Spider-Man feature film.

Don?t expect a Green Goblin?appearance?anytime soon, however. Sony and director Marc Webb have been smart to avoid retreading villains in the quickly rebooted series, with?The Amazing Spider-Man utilizing The Lizard and the sequel introducing Electro and Rhino, potentially setting up or teasing Venom. Venom is a character Sony wants to branch off into a separate franchise. That?s why he was forcefully introduced in Raimi?s?Spider-Man 3, why?James Vanderbilt co-wrote the reboot (he also wrote the Venom script)?and why it?s been hinted and rumor that Dane DeHaan?s Harry Osborn could become Venom.

Cooper has trained for this role ? see for yourself:

Cooper represents another brilliant addition to the franchise, as a proven character actor fans can rally behind. He can play a lovable force for good, a sly villain or someone shadily in between. While contract details are?unavailable, Cooper may have a multi-picture contract due to the importance of Oscorp in the franchise. We know from chatting with the developers of The Amazing Spider-Man game that in the reboot franchise biology is the focus and much (all?) of that comes from the science experiments conducted at Oscorp.

How that plays into the origins of Electro and Rhino, let alone the new and inevitable Venom, remains to be seen. We?re also curious how the story of Peter Parker?s parents and their history with Norman Osborn plays out. Marc Webb in responding to a question about the Sinister Six potential team-up of villains in The Amazing Spider-Man trilogy:

?There is a silhouette as Peter enters Oscorp on a display, which reads our founder, Norman Osborn. And there is a back-story which I will not reveal. We wanted to convey that there were more forces at work than you may have initially thought. That?s all I can say about that.?

Excited? Let me know on Twitter @rob_keyes?your thoughts on the new Osborn!

Fun fact: In Marvel Comics, Norman Osborn wears the Iron Patriot armor and not Rhodey (Don Cheadle) who will wear it in Iron Man 3.

The Amazing Spider-Man 2?releases May 2, 2014.

-

Source: THR

"Follow us if you want to live."

Source: http://www.rottentomatoes.com/m/1926931/news/1926931/

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Girls Gone Wild files for bankruptcy in Los Angeles ... - Financial Post

The company behind the ?Girls Gone Wild? videos filed bankruptcy to protect itself from a US$10.3-million debt claimed by Steve Wynn?s Wynn Las Vegas LLC.

Last year Wynn and his company won a slander suit against Joe Francis, the founder of the Girls franchise, which features college age women in reality-TV style shows focused on drinking, stripping and sex.

?The court finds that Francis made a knowing and intentional false and defamatory statement,? a Nevada judge ruled in April in awarding US$7.5-million to Wynn and Wynn Las Vegas.

The bankruptcy case doesn?t mention Francis or the lawsuit. It was signed by a company manager, Chris Dale, and listed its biggest debt as US$10.3-million to Wynn Las Vegas. The company said it disputes the validity of that debt and the second- biggest claim, US$5.8-million allegedly owed to Tamara Favazza.

Girls? bankruptcy attorney Robert Yaspan didn?t immediately return a call requesting comment on the filing.

The case is In re GGW Brands, LLC 13-15130, U.S. Bankruptcy Court, Central District of California (Los Angeles).

?Bloomberg.com

Source: http://business.financialpost.com/2013/02/28/girls-gone-wild-bankruptcy/

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Bernanke: 6% unemployment still years away

Reuters With CNBC.com ? ? ? 5 hrs.

Unemployment probably won't reach the 6 percent level until 2016, Federal Reserve Chairman Ben Bernanke told Congress on Wednesday.

Bernanke, who is delivering a second day of testimony on Capitol Hill, continued to defend the central bank's easy monetary policy and warned Congress against letting looming spending cuts take place.

"There still seems to be quite a bit of unused resources, people that could be working, capital that could be used and is not being used," Bernanke said of the economy. "We believe the monetary policies that we've conducted have helped get stronger recovery and more jobs than we otherwise would have had."

Bernanke said that based on Fed estimates, "we've helped create many private sector jobs, government jobs to support the economy quite significantly."

With the jobless rate in January at 7.9 percent, Bernanke said his "reasonable guess" would be that it will take three more years before the unemployment rate reaches 6 percent. Late last year, the Federal Reserve said it would keep interest rates low until unemployment reached about 6.5 percent.

Bernanke also sees little risk of a spike in interest rates in the near term but did warn of the potential economic damage from the automatic spending cuts that go into effect on Friday.

Read More: Americans Call Sequester a 'Bad Idea': NBC/WSJ Poll

The Fed chairman advocated a gradual approach to dealing with the country's fiscal problems. "The more gradual this is, as long as there is offsetting changes in the further horizon, the less the immediate impact will be on jobs and growth in this recovery in 2013," he said.

"I think there is some cost to the economy of these repeated, I won't say 'crises,' but these repeated episodes where Congress is unable to come to some agreement and therefore some automatic thing kicks in, I think that's on the whole not a good thing for confidence."

Source: http://www.nbcnews.com/business/bernanke-6-unemployment-still-years-away-1C8592802

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Graham: 'Both need to grow up' (CNN)

Share With Friends: | | Politics - Top Stories Stories, News Feeds and News via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/287538227?client_source=feed&format=rss

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World markets mostly up on Fed's low rates support

SEOUL, South Korea (AP) ? World stock markets mostly rose Wednesday after the Federal Reserve chief played down risks from low interest rate policies, offsetting worries that Italy's indecisive election result will rekindle Europe's debt crisis.

The Asian heavyweight, Tokyo's Nikkei 225 index was the rare loser as the yen strengthened against the U.S. dollar following several months of weakness that boosted exporters. The Nikkei fell 1.3 percent to 11,253.97.

Other Asian markets gained ground. Hong Kong's Hang Seng advanced 0.3 percent to 22,577.01 and South Korea's Kospi added 0.2 percent to 2,004.04. Australia's S&P/ASX 200 gained 0.7 percent to 5,036.60. Shares in mainland China, Taiwan and Indonesia also rose.

European markets stabilized after diving the day before on Italy's indecisive election result. The FTSE 100 index of leading British companies was up 0.3 percent to 6,292.06 and Germany's DAX was up 0.1 percent to 7,607.16. France's CAC 40 rose 0.3 percent to 3,634.03.

U.S. stocks were poised to move marginally higher. Dow futures were up 0.1 percent at 13,873.00 and broader S&P 500 futures rose 0.1 percent to 1,493.60.

In testimony to Congress on Tuesday, Federal Reserve Chairman Ben Bernanke expressed confidence that the central bank's low-rate policies currently pose little risk of causing runaway inflation or a stock market bubble. That eased recent jitters the Fed would start to withdraw its super easy monetary policy.

U.S. economic indicators also gave Asian markets a lift. Home sales rose to the highest level in more than four years last month and American consumers showed confidence for the first time in three months in February.

"Asian markets held up well after U.S. stock markets showed little impact to Italy's election results," said Kwak Joong-bo, a Seoul-based analyst at Samsung Securities.

Samsung Electronics Co., the world's largest maker of memory chips, televisions and mobile phones, closed flat while Hyundai Motor Co. climbed 0.7 percent. Taiwan-based phone maker HTC Corp. added 0.2 percent. In Japan, electronics firms led the decline. Panasonic Corp. fell 1.8 percent and Sharp Corp. was down 1.3 percent.

Yet stock market gains in Asia remained modest, showing that investors have not fully regained their appetite for risky assets ahead of looming automatic spending cuts due to start Friday in the U.S.

And with Italy emerging from elections on Tuesday with no clear winner, there are lingering uncertainties about the fate of deficit and debt reduction measures in one of Europe's biggest economies.

The Italian election result drove markets in Europe markedly lower. If Italian parties fail to form a governing coalition, new elections would be required, causing more uncertainty and a leadership vacuum.

In currency markets, the euro was trading at $1.3090. The dollar weakened 0.5 percent to 91.65 yen.

Benchmark crude for April delivery was up 37 cents to $93 a barrel in electronic trading on the New York Mercantile Exchange.

Source: http://news.yahoo.com/world-markets-mostly-feds-low-rates-support-091717338--finance.html

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Consumer confidence rebounds in February

NEW YORK (AP) ? Americans seem to be more confident in the economy than they have been in the past few months. But that doesn't mean they're willing to spend more money.

Consumer confidence rebounded in February, reversing three straight months of declines, according to The Conference Board, a private research group. But analysts and economists say that doesn't necessarily mean that they're going to be more likely to open up their pocketbooks and wallets.

"Consumers are feeling better, but they don't feel a whole lot better," says Mark Vitner, an economist at Wells Fargo.

The way Americans feel about the economy has gone through peaks and valleys as they've tried to reconcile improving stock and housing markets with new financial challenges. They've had to deal with a 2 percentage point increase in Social security taxes that started last month, rising gas price and worries that lawmakers won't resolve a budget impasse in Washington that threatens to trigger automatic $85 billion in spending cuts.

The Conference Board's consumer confidence indicator shows that Americans are feeling a little better about the economy, but they're still skittish. The index is closely watched by economists because consumer spending accounts for 70 percent of U.S. economic activity

The figure is well below the 90 reading that indicates a healthy economy, but at 69.6 is up from the revised 58.4 in January and the 60.5 analysts polled by research firm FactSet expected. It was the highest reading since November 2012 when the index was at 71.5.

The Conference Board's survey, which was conducted from Feb. 1 through Feb. 14 on a preliminary sample of 2,300 shoppers, shows that Americans are feeling better about the job and income prospects.

The number of people anticipating more jobs rose to 16.7 percent from 14.4 percent, while those expecting fewer jobs declined to 21.5 percent from 26.7 percent. The proportion of consumers expecting their incomes to increase rose to 15.7 percent from 13.5 percent, while those anticipating a decrease fell to 19.6 percent from 23.3 percent.

The more positive outlook comes amid a mix of good and bad economic news.

Some major retailers reported that sales last month rose higher-than-expected. But a string of big stores, including Wal-Mart Stores Inc. to Zales Corp. have signaled that shoppers already have been pulling back in recent weeks because of payroll tax increase.

At the same time, the stock market is still rallying. And the job market, while still tough, is rebounding. In January, employers added 157,000 jobs. And annual revisions included in the Labor Department's January employment report showed the economy added 600,000 more jobs in 2011 and 2012 than previously thought. But the unemployment rate rose to 7.9 percent in January from 7.8 percent in December.

Whether or not Americans will spend remains to be seen. Many economists think consumer spending has slowed in response to higher tax burdens but will rebound later in the year. But they also worry that the budget fights in Washington will persist for much of 2013 and drag on economic growth.

----

AP Economics writer Chris Rugaber contributed to this report.

Source: http://news.yahoo.com/consumer-confidence-rebounds-february-150158242--finance.html

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3 Tips To Avoid Internet Marketing Scams

The online world is full of scams. While this does not sound very promising for someone who is starting up their own business, it is important to be aware of the risks and dangers that are out there. Finding unbiased information is a lot more difficult these days, especially considering the amount of marketing that takes place on the Internet. There will always be people out there who are looking to make a quick buck. The first thing business leaders need to understand is what they have to do in order to avoid getting tricked or scammed. This is especially important for businesses like Pittsburgh Internet Marketing Exact and individuals who are just started to sell their services online.

Avoiding the Scams: Look for Reviews

Internet marketing scams can take a number of different shapes. This is often what can make it difficult to determine what is the truth and what is a scam. Some scammers are very clever and very good at hiding their true motivations from readers. If you receive an offer, it is a good idea to see if others have received it as well. What you can do is simply search online to see if others have had the same experience. By reading through the reviews of a specific company or website, you will begin to get an idea of what the company is like. It is important to remember that some customers may have it out for the company, and may falsely state that it is a scam. The trick here is to look at how many reviews state the company is a scam. Another possibility is that the scammer paid ?customers? to write good reviews of their website. Although this is not a completely accurate way of determining a scam, it is a good indicator that something is not right.

Contact Details

This may seem like a very simple thing to do, but it is vital that every business has contact details available. Normally when you go onto a website, there will be an icon that clearly marks out the company?s contact information. These will normally include a telephone number, an address, an e-mail and sometimes even a fax number. A lot of the time, there will also be a help desk available for customers who have questions. Steer clear of websites that have none of this. If you want to make doubly sure, you can always ask a question. See how long it takes for the company to get back to you. Companies that take themselves seriously and care about their customers needs will always respond to you promptly, even if it is two or three days later.

Look at Their Product Patterns

Scammers generally do not have sustainable products. Since these products generally do not last, they are going to constantly need ?new ones in order to replace them. Take a look at the product history of the company and, again, make sure to look at reviews. Patterns of new products being released only months apart is going to indicate a true scam here.

Keeping safe on the Internet is important, and it is also important to scrutinize anyone that you come across. There is a lot of opportunity out there for unscrupulous people to take advantage of others. By knowing some of the telltale signs, you will be able to avoid the worst companies.

Grow your web presence with Pittsburgh Internet Marketing.?Exact Match Domains are still a good idea. Visit the site ?for further information.

Source: http://blog.smbnow.com/2013/02/26/3-tips-to-avoid-internet-marketing-scams/

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Christie signs NJ Internet gambling bill into law - NewsOn6.com ...

By WAYNE PARRY
Associated Press

TRENTON, N.J. (AP) - Get ready for betting in your jammies, at work, from the kitchen table, or at the beach: New Jerseyans - and possibly many others - will soon be able to gamble over the Internet.

New Jersey Gov. Chris Christie signed a bill Tuesday legalizing Internet gambling, hours after the state legislature passed a revised bill that made the changes he wanted. They included setting a 10-year trial period for online betting, and raising the taxes on the Atlantic City casinos' online winnings from 10 to 15 percent.

New Jersey became the third state in the nation to legalize gambling over the Internet. The lawmakers' votes and Christie's signature marked the largest expansion of legalized gambling in New Jersey since the first casino began operating in Atlantic City in 1978.

Nevada and Delaware have passed laws legalizing Internet betting, which also is going on offshore, untaxed and unregulated.

"This was a critical decision, and one that I did not make lightly," Christie said. "But with the proper regulatory framework and safeguards that I insisted on including in the bill, I am confident that we are offering a responsible yet exciting option that will make Atlantic City more competitive while also bringing financial benefits to New Jersey as a whole."

The idea is to help the struggling casinos by attracting new gamblers who are not now visiting the casinos. The comps, like free hotel rooms, show tickets, meals or other freebies, would be accrued from online play, but would have to be redeemed in person at a casino, presumably enticing a player to spend more money while there.

Tony Rodio, president of the Casino Association of New Jersey, welcomed the new opportunities for his industry.

"The objectives for the continued stabilization, development and success of Atlantic City that Gov. Christie and our legislature has facilitated over the past couple of years have taken a significant step forward today with the passage of Internet gaming," he said.

The advent of Internet gambling is particularly good news for one of Atlantic City's most struggling casinos, The Atlantic Club Casino Hotel. It is in the process of being bought by the parent company of PokerStars, the world's largest poker web site.

"Our state leaders have stepped up, worked together and seized this moment," said Michael Frawley, the casino's chief operating officer. "New Jersey will be better for it as the benefits of I-gaming for our state are only beginning to be fully appreciated. We strongly believe that the economic development and reinvestment in Atlantic City, driven through I-gaming, will be remembered as a critical turning point for this proud town. We look forward to the renewed success this new law will surely bring."

The state is counting on that success, too. Budget figures released Tuesday by Christie envision contributions to the state's Casino Revenue Fund soaring from $235 million this year to $436 million next year, largely due to an influx of online gambling revenue.

But Donald Weinbaum, executive director of the Council on Compulsive Gambling of New Jersey, worried that expanding gambling options will increase the ranks of the estimated 350,000 New Jerseyans with a gambling problem. He also expressed concern about young, tech-savvy people developing gambling problems from playing online.

The bill will not take effect until the state Division of Gaming Enforcement sets a start date, sometime between three and nine months after the law is signed. Casino executives have estimated it could take six months to a year to get the system up and running.

It would allow the playing online, for money, of any game currently offered by Atlantic City's 12 casinos; online poker is expected to be a particularly popular option.

"I'm sure I'll experience it firsthand," said Jonathan Wanchalk, a Lancaster, Pa., business owner who said he frequently played poker online before a federal crackdown on offshore betting sites. "In college, I played poker a lot. It's basically where all my money came from. Especially with poker, when it was allowed and then it wasn't, I'm as curious as anyone else to see how it plays out."

Gamblers would have to set up online accounts with a particular casino, and could set daily limits on their play.

They also would be subject to the same per-hand limits as gamblers physically present in the casino. Casino executives say final rules have to be approved by the gambling enforcement division, but they expect the state to require gamblers to have to appear in person at a casino to open their accounts and verify their age, identity and other personal information. Payouts could be made remotely to a credit card account or bank account when a player cashes out, if the state approves such an arrangement, the executives said.

They conceivably could even gamble through social media sites, as long as the sites worked with casinos that have an online gambling license, according to state Sen. Raymond Lesniak.

Joe Brennan Jr., director of the Interactive Media Entertainment & Gaming Association, said a new industry is ready to take off.

"We were always confident this day would come, because even after he vetoed the original iGaming bill, Gov. Christie immediately came back to us, to try and find a way to make this happen," Brennan said. "It took a little longer than we expected, but in the end, it was done right, and now it's time for Atlantic City to take this and run with it."

And the Poker Players Alliance hailed the law's enactment.

"New Jersey has gone 'all in,' " said John Pappas, executive director of the group, which claims 1 million members, 20,000 of which live in New Jersey. "Residents now will have access to a safe and regulated online gaming market, and the state will have a new source for revenue and job creation - something the federal government has failed to do thus far."

The bill allows gamblers in other states to place bets in New Jersey as long as regulators determine such activity is not prohibited by federal or any state's law. It even has provisions for allowing people in other countries to play, although federal law would have to be changed before that could happen, Lesniak said.

___

Wayne Parry can be reached at http://twitter.com/WayneParryAC

Copyright 2013 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://www.newson6.com/story/21390315/christie-signs-nj-internet-gambling-bill-into-law

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PFT: Jones wants credit if 'Boys win Super Bowl

Getty Images

If the Ravens want to make Joe Flacco the highest paid quarterback in the NFL, and if Flacco is satisfied to barely clear the bar set last year by Saints quarterback Drew Brees, there?s a quick and easy way to get this contract done.

Using Brees? 2012 contract as the starting point, Flacco would get a $40 million signing bonus, a fully-guaranteed base salary of $5 million in 2013, and base salaries of $10 million in 2014, $13 million in 2015, $15 million in 2016, and $18 million in 2017.

Under the rules of signing-bonus proration, $8 million would be applied to each year?s salary cap.? That would result in a cap number of $13 million in 2013, $18 million in 2014, $21 million in 2015, $23 million in 2016, and $26 million in 2017.

It equates to a five-year payout of $101 million ? $1 million better than Brees and, for now, making Flacco the highest-paid quarterback in the NFL.

The two sides would have to decide whether and to what extent the money due beyond 2013 would be guaranteed, for injury only or fully.? Last year, Brees received $40 million in the first year, with $20 million guaranteed for injury only in future years.? (The injury guarantees eventually convert to full guarantees.)

The cap number in the final year would be a potential problem for the Ravens, since Flacco presumably would have one more long-term contract left before retirement.? Specifically, the $26 million cap number in 2017 would translate to a franchise tag of $31.2 million in 2018.? Thus, it would make more sense for the Ravens to tack on a sixth year at a base salary of, say, $21 million.

This would keep the average north of $20 million per year and it would give the Ravens a more manageable franchise number of $25.2 million for 2019.

Is it really that simple?? Yes, it is.? Which means that it likely won?t happen this way.

Even though it could be worked out in a matter of hours.? Or, if both sides are truly motivated, a matter of minutes.

Source: http://profootballtalk.nbcsports.com/2013/02/25/jerry-jones-when-we-win-a-super-bowl-give-me-the-credit-as-g-m/related/

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Many Americans are still enamored with debt

By Allison Linn, TODAY

The economy is slowly hobbling back to health, but for many Americans the rainy day fund is still looking a little dry and the credit card bill is still looking a little scary.

About 24 percent of Americans have more credit card debt than emergency savings, according to an annual survey released Monday by the personal finance website Bankrate.com.

The survey found that only about 55 percent of Americans have more emergency savings than credit card debt. About 16 percent had none of each, and the rest either didn?t know or wouldn?t answer.

The results are little changed from the same survey Bankrate.com did in 2011 and 2012. The results suggests that, in general, people?s ability to save up for a rainy day and keep a handle on credit card debt hasn?t gotten much worse in recent years - but it hasn?t improved, either.

Greg McBride, senior financial analyst with Bankrate.com, said a big problem is that people?s wages have been pretty stagnant in recent years, even as expenses for things like food and health care have edged up.

?It just leaves less money that can be put toward debt repayment or emergency savings,? McBride said.

Americans appeared to have been sobered by the Great Recession, and some people were able to get a better handle on their credit card debt in the years that followed.

The total amount of revolving debt, which is made up mostly of credit card debt, fell between 2008 and 2010, according to the Federal Reserve. Since then, it has held relatively steady at around $850 billion, the Federal Reserve data shows.

But those aggregate numbers don?t? tell the whole story, said Lucia Dunn, economics professor at The Ohio State University.

Her research has shown that some people were able to pay off their credit card debt around the time of the Great Recession. But those who weren?t able to get control of their debt during that period are likely still struggling with it, she said.

?For those who were not able to pay off (their credit cards) and were still carrying a balance, that balance is still growing,? said Dunn, who was not involved in the Bankrate.com survey.

Dunn said her data also has shown that people continue to have elevated levels of stress about their debt, even though the recession has officially been over since June of 2009.

??We may be out of the recession, but debt?s still a looming problem for people,? she said.

The Bankrate.com data also showed that saving up enough money for an unexpected emergency remains a thorny problem.

Nearly 4 in 10 people said they were feeling less comfortable about their savings levels than a year ago, while nearly half were feeling about the same. Only 14 percent said they were feeling better about their savings levels.

They Bankrate.com survey was of a representative sample of about 1,000 adults, and it was conducted in early February.

McBride, from Bankrate.com, said many Americans may have the goal of increasing their savings but find that they have little left over after the bills are paid.

?I think that people care about it. I think most of it is just sort of the inability to make substantive progress,? he said.

Still, McBride said he wasn?t sure that Americans will improve their financial habits once the economy improves For many Americans, he noted, thriftiness has been forced on them because their credit lines have been cut, they?ve suffered a job loss or they?ve hit another financial brick wall.

As the economy starts to strengthen further, he expects Americans will be more likely to spend their extra cash rather than save it.

?At the point where incomes do start to grow, I don?t think it means that the savings rate?s going to go up,? he said. ?I think it means that consumer spending is going to go up.?

{"contentId":"17059655","totalVotes":"5565"}

Are you comfortable with the amount of money you have saved for an emergency?

Source: http://lifeinc.today.com/_news/2013/02/25/17059655-1-in-4-americans-have-more-credit-card-debt-than-savings?lite

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Dylan Moses, 8th Grade Football Player, Offered SEC Scholarships

Source: http://www.thehollywoodgossip.com/2013/02/dylan-moses-8th-grade-football-player-offered-sec-scholarships/

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Fans injured at NASCAR race explore legal options

A spectator, center, is transported from the grandstands by emergency personnel after Kyle Larson's car hit the safety wall and fence along the front stretch on the final lap of the NASCAR Nationwide Series auto race at Daytona International Speedway in Daytona Beach, Fla., Saturday, Feb. 23, 2013. Several fans were injured when large chunks of debris flew into the grandstands. (AP Photo/Phelan M. Ebenhack)

A spectator, center, is transported from the grandstands by emergency personnel after Kyle Larson's car hit the safety wall and fence along the front stretch on the final lap of the NASCAR Nationwide Series auto race at Daytona International Speedway in Daytona Beach, Fla., Saturday, Feb. 23, 2013. Several fans were injured when large chunks of debris flew into the grandstands. (AP Photo/Phelan M. Ebenhack)

ORLANDO, Fla. (AP) ? The attorney for three NASCAR fans injured last weekend during a race the day before the Daytona 500 says they are exploring a possible lawsuit, but some experts say they could face tough obstacles in winning damages.

Matt Morgan, the Orlando-based lawyer for the fans, said at a news conference Tuesday than any suit would focus on the safety fence used along the track at Daytona International Speedway. He said he hopes to reach a settlement with NASCAR to avoid a lawsuit.

More than 30 people were injured last Saturday after a horrific wreck in a second-tier NASCAR series race sent chunks of debris, including a heavy tire, into the stands. Morgan declined to provide the identities of his clients, but said two of them were seated directly in front of the crash and sustained injuries ranging from a fractured fibula to abdominal swelling. All have been released from the hospital.

Some experts say there could be grounds for a lawsuit, and that courts have looked past liability waivers written on the backs of sporting event tickets. Others maintain the ticket is a legal contract that could be hard to overcome in court.

"Ultimately, I believe it would be gross negligence," Morgan said. "We all know that when you go to a race you assume a certain amount of risk. But what people don't assume is that a race car will come flying into the stands... That's why they make the fences."

Asked to comment on the fans' retention of a law firm, NASCAR spokesman David Higdon wrote in a statement, "We are unaware of any lawsuits filed."

Daytona International Speedway is owned by International Speedway Corp., a NASCAR sister company. Spokesman Andrew Booth said, "As per company policy, we do not comment on pending litigation."

Donnalynn Darling, a New York-based attorney who has been practicing personal injury law for 30 years, said there is a theory that a spectator who buys tickets to a sporting event assumes the risk of objects coming out of the field of play, such as a foul ball at a baseball game.

But she said there is also a foreseeable risk question that promoters of events also accept.

"Did the sporting event promoter take action to prevent that specific risk?" Darling asked. "In terms of this fence...it was put up to prevent people from being hurt. You have people who were not only injured by falling debris, but by the failure of the fence."

Others say such restrictive clauses on the back of tickets are generally disfavored by Florida courts.

"If it's just something written on the back of the ticket and not called to the attention of the person purchasing, there's reason to believe many courts in Florida won't hold that they consented efficiently," said University of Florida emeritus law professor Joseph Little.

Still, Paul Huck, an adjunct professor at the University of Miami School of Law, said contract law could take precedence.

"A ticket to one of these events is like a contract ? and its provisions limiting liability are generally enforceable," he said. "We enter into these types of contracts on a regular basis, and we often don't give it a second thought that we may be limiting or even giving up certain legal rights when we do so."

Darling also said that the fence's manufacturer at Daytona would likely be "very much responsible" because of it being foreseeable that debris could go through a fence that has holes in it.

That seems to be theory that Morgan is adopting. He referenced a 2009 crash at NASCAR's racetrack in Talladega, Ala. in which a car that launched into the catch fence sent debris into the stands and injured several fans.

"At that point in time a group of engineers got together and they said 'It's time for us to manufacture a safer fence,'" Morgan said. "To my knowledge, that was done. But what we have to investigate at this point in time is what was done...If you can ever point to monetary considerations being put ahead of people, then there's a big problem."

Darling predicted that NASCAR would try to settle with the injured fans.

NASCAR "had an obligation to protect the fans that are so loyal, and it is bad from a public relations standpoint," Darling said. "So they're going to do something."

___

AP Auto Racing writer Jenna Fryer contributed to this report.

___

Follow Kyle Hightower on Twitter at http://www.twitter.com/khightower.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/386c25518f464186bf7a2ac026580ce7/Article_2013-02-26-NASCAR%20Daytona-Fans%20Injured/id-b2b0786b7b6343dab858d0614a16e04f

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Housing market signals recovery going strong

NBC News staff and wire reports ? ? ? 13 hrs.

Taxes are higher, gas prices are rising, and Washington is in budget gridlock again, but the nation's housing market is viewing the world through rose-colored glasses.

Two pieces of data released Tuesday show that the recovery in real estate continues to be a bright spot in the still somewhat sluggish economic rebound.

New-home sales leaped in January versus the previous month to the highest level in 4-1/2 years, government data showed, as steady job creation and record-low interest rates spurred buying.

In the meantime, single-family home prices picked up in December, closing out 2012 with the biggest yearly gain in more than six years, a closely watched survey showed on Tuesday.

The S&P/Case Shiller composite index of 20 metropolitan areas rose 0.9 percent in December on a seasonally adjusted basis, topping expectations for a gain of 0.5 percent.

On a non-adjusted basis, prices were up 0.2 percent.

"Home prices ended 2012 with solid gains," David Blitzer, chairman of the index committee at S&P Dow Jones Indices, said in a statement.

"Housing and residential construction (led) the economy in the 2012 fourth quarter."

Prices in the 20 cities jumped 6.8 percent year-over-year, ahead of expectations for 6.6 percent and the best yearly gain since July 2006.

For the final quarter of the year, prices gained 2 percent on a seasonally adjusted basis.

The Commerce Department said Tuesday that new-home sales rose nearly 16 percent in January to a seasonally adjusted annual rate of 437,000. The percentage increase was the largest in nearly 20 years. And December's sales were revised higher to 378,000 from 369,000.

The number of previously occupied homes for sale is at a 13-year low. That shortage creates more demand for new homes. Builders began construction on the most homes in four years last year.

Though new homes represent less than 20 percent of the housing sales market, they have an outsize impact on the economy. Each home built creates an average of three jobs for a year and generates about $90,000 in tax revenue, according to data from the National Association of Homebuilders.

The increase in home building has helped boost construction hiring. The industry has gained 98,000 jobs since September, the best stretch since the spring of 2006.

Still, the increases in new-home sales are coming from depressed levels. Sales plummeted to a record low in 2011. And sales are still well below the 700,000 annual level that economists consider healthy.

Reuters and The Associated Press contributed to this report.

Source: http://www.nbcnews.com/business/economywatch/home-prices-chalk-best-yearly-gain-2006-1C8557058

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Online Poker Forums: Winding through the Maze | Poker Player ...

By Wendeen H. Eolis

The history of Internet-based poker forums is as instructive as it is colorful, from its raw roots in the late 1980?s at?a forum dominated by zealous blackjack counters and systematic craps players to the latest debates by legal experts fueled by Howard Lederer?s storytelling about the rise and fall of his Full Tilt Poker site in interviews and follow-up full of fanfare.

Poker Forums: The world at large!

Today the lives and lifestyle of poker players and poker businesses are chronicled and?dissected.?They are subjected?to all manner of online scrutiny, chatter, and commentary?to the delight and chagrin of the industry?s inhabitants, part-time warriors, devoted enthusiasts, dedicated personnel and visionary entrepreneurs--around the world.

Increasingly poker forum participants are the first to shed light on a crisis or breaking news in the industry. Some ignite raging flame wars for sport, while others provide intellectual food for thought, and a few visionaries test their brainstorms and solicit feedback on their grand?plans at their favorite forums.???

The expanding breadth and depth of content has also attracted attention far beyond the community it was designed to serve, including investigators associated with federal and state government agencies, ?the judiciary in developing opinions for court decisions, and legislative bodies responsible for making laws to govern gambling activity. ?

These days, poker forums provide regular reading for Congressional staff and legislators across the country, according to a survey recently conducted by Eolis International Group which has submitted a white paper to a law firm that advises the executive branch of federal government on online, commercial and tribal gaming matters.

At the end of the day, however, no one is consistently more interested in or intrigued by online poker forums than the poker world itself. From the early years of Wild West acceptance of ?anything goes? to their emergence as hubs for research as well as sophisticated discourse and problem solving, these sites typically appeal to posters and lurkers?with a zest for gamesmanship, confidence in their gambling skills, and an insatiable thirst for information on? happenings inside the perimeter of the poker universe. Today?s poker forums showcase the power, peril, and evolution of free speech in an Internet driven world.

A Big Choice Awaits the Forum Enthusiast

In this two part article we look at the anatomy of poker forums and shine a light on a small sample of them. RGP is highlighted as an originator; BARGE is spotlighted for its expanded appeal; twoplustwo demonstrates the results of harnessing a significant audience through the use of moderators; Wednesday Poker Discussion Group showcases the ability? of a forum to be combined with live events to enhance communication within a city and beyond it; and finally we get insights from pocketfives.com which focused from the beginning on making?sense of? forum contributors as much as the contributions; chasing down? ?Who ?s Who? among the most avid anonymous posters around the globe.
?
Who are the key players? Who are the moderators? Do moderated forums stymie free speech? Do they enhance civil discourse? Should anonymous posters be taken seriously? How do you follow a thread? How have poker forums affected industry movers and shakers?positively or negatively? Do flamers succeed in trouncing their prey? How does one counteract a smear campaign? Will the Internet veer toward lawlessness?or more conventional rules applied to libel in the foreseeable future? Who's posts should? you trust? ?And, most important of all---how can you figure out who and what is reliable when you find the information at an online poker forum. ?

These are questions that have been asked and answered across the country in a six month nationwide probe into the world of poker forums?including conversations with founders of sites, well-known posters, moderators and lesser known participants as well as a world of savvy lurkers that rarely express their views for public consumption.

Poker Forums: Poker Strategy

?Let us begin the journey with a tip of the hat to all of the forums that offer strategy discussions, coaching, and training and related videos as well as poker book reviews, general gambling advice, reliable referrals to accounting and legal services etc. All of the sites in our sample are known for these discussions, but for the most part we point the laser beam on participant involvement and commitment to inform, debate, advocate, and challenge poker businesses and poker?poker players.?As one sage poker forum poster quipped, "Beyond the insular community of my poker friends,?I am? caught up in daily discussions?about matters of money, reputation, and stature." And so it is on poker forums!??
?
The analysis of gossip and news on these forums is variably illuminating,??often transmitted from behind a curtain of hidden identity, rarely mistake-free, and too frequently?presented as gospel?at least until the first vociferous critic takes the stage. But there is no denying that?forums?present myriad opportunities and used artfully have an abundance of merit.

PokerStars Respects the Online Poker Community

PokerStars is a prime example of a company that has taken advantage of the benefits.?A uniquely enlightened small company, in its earliest days, Poker Stars saw the wisdom of following the conversations at the?emerging poker forums, taking note of articulate and sound thinkers for roles in their nascent operations, including the company's top executive in marketing.?
?
Some ten years later,?in a splashy brochure for the PokerStars Caribbean Adventure, the Company cited the importance of feedback it received over the years and personnel selections it made from the this community. And?even while in?the midst of its feud with the US Department of Justice last year,??the Company? green lighted (quietly) the sponsorship of a lavish banquet? for online forum enthusiasts who had taken to a land-based??casino to party and talk poker,?signaling its continued support of a vibrant interactive poker community far beyond its immediate market.?

History of Poker Forums

Now, let us turn back the clock of time to trace a bit of history in the world of online poker discussion groups.?? Rec.gambling. was established in 1989; it notably attracted?hard core gamblers fixated on the development of winning systems. In the early 90?s it attracted to its ranks card aficionados beyond blackjack counters and?gamers skillful at bankroll management.?The poker players?soon overtook part of the discussions, demanding?a sub-set? which came to be known?as rec.gambling.poker?around 1995.

In 1991, however, the first BARGE event was established?before it became known either as the Big August (or Annual) Rec(reational) Gambling Excursion. The excursions of? online forum members?to brick and mortar casinos?were an immediate success. BARGE has not only survived to become the poker forum with perhaps the broadest intellectual exchanges, but also it has spawned many regional members to plan special live events around the country with other ?ARG? gatherings?annually over the years.

By most accounts, however, it was poker author and theorist, Mason Malmuth who most effectively harnessed broqad scale interest?in moderated online poker discussions. He has grown the twoplustwo poker forum into a must read site for movers and shakers of the poker world, devotees of the game, mainstream media focused on the business of poker, and? government officials tasked with poker-based investigations.
While ?RGP? posters may have gotten ?their biggest publicity boost from a trio of cheaters who long monopolized the forum with criticism of casinos and players they themselves had taken to the cleaners, other forums gained steam with less volatile fare. Some emerged as great strategy discussion sites,others served special interests of an online poker gaming site to build a customer base.?Others? have had more pointed appeal?such as the Wednesday Poker Discussion Group which got its start in Atlantic City but later?took up?residence in the City of Las Vegas with a welcoming forum and land-based- events for its cultivated membership and guests from around the world.? ?

And?the initiative of a couple of other curious poker players interested in learning who was who?among their forum??brethren on poker forums, opened up pocketfives.com? with a dogged determination to?build a loyal client base not just with interesting topics for discussion , but with more knowledge as to?identity of? major contributors in the online poker forum world.

Next PPN Tips Off Readers on the Ins and Outs of Poker Forums

The value in a poker?forum ?lies in understanding its mission, its population, its most prolific speakers,??its controls and the quality of a given contribution. The devil is in the details!? Part 2 of this article? addresses these issues in the next edition of? PPN.

Editor?s Note: Wendeen H. Eolis is CEO of Eolis International Group, an internationally recognized legal consultancy?legal consultancy. Ms. Eolis has?also?served as first assistant/ senior advisor to NY Governor George E. Pataki. Her responsibilities included gaming affairs and an initiative to legalize gambling. A proponent of poker as a game of skill, Ms. Eolis has to her credit 10 record-setting performances for a woman in major tournament competition including? first woman to cash at the WSOP main event? (and first to do so twice) and winner?of the European Open. This article and related research is part of material planned for use in connection with other writings of the author. She can be reached at?eolis@eolis.com?and at the website?www.eolis.com?you can also find her on?Facebook?and?LinkedIn.

?

Source: http://www.pokerplayernewspaper.com/content/online-poker-forums-winding-through-maze-12582

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Kentucky Training Program Teaches Job Skills To Those Who Are Struggling

Kentucky.com:

I have never gotten over the sting of standing in a grocery check-out lane with my food stamp coupons and overhearing the woman behind me make disparaging remarks about people on welfare.

That was more than 30 years ago, while I was earning a college degree, working an internship and caring for my daughter. I needed all of the $135 I received monthly, the food stamps, the medical card for my daughter, and the rent assistance just to hang on. The woman in the line assumed I was getting a handout, while I knew it was a hand-up.

Read the whole story at Kentucky.com

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Source: http://www.huffingtonpost.com/2013/02/25/kentucky-training-program_n_2758676.html

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Dwarf Fortress: Ten hours with the most inscrutable video game of ...

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Quvenzhane Wallis C-Word Tweet: A Step Way Too Far?

Source: http://www.thehollywoodgossip.com/2013/02/quvenzhane-wallis-c-word-tweet-a-step-way-too-far/

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Jermaine Jacksun: Jermaine Jackson Name Change Official!

Source: http://www.thehollywoodgossip.com/2013/02/jermaine-jacksun-jermaine-jackson-name-change-official/

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NRA uses Justice Dept. memo to accuse Obama on guns

The National Rifle Association is using a Justice Department memo it obtained to argue in ads that the Obama administration believes its gun control plans won't work unless the government seizes firearms and requires national gun registration ? ideas the White House has not proposed and does not support.

The NRA's assertion and its obtaining of the memo in the first place underscore the no-holds-barred battle under way as Washington's fight over gun restrictions heats up.

The memo, under the name of one of the Justice Department's leading crime researchers, critiques the effectiveness of gun control proposals, including some of President Barack Obama's. A Justice Department official called the memo an unfinished review of gun violence research and said it does not represent administration policy.

The memo says requiring background checks for more gun purchases could help, but also could lead to more illicit weapons sales. It says banning assault weapons and high capacity ammunition magazines produced in the future but exempting those already owned by the public, as Obama has proposed, would have limited impact because people now own so many of those items.

It also says that even total elimination of assault weapons would have little overall effect on gun killings because assault weapons account for a limited proportion of those crimes.

The nine-page document says the success of universal background checks would depend in part on "requiring gun registration," and says gun buybacks would not be effective "unless massive and coupled with a ban."

The administration has not proposed gun registration, buybacks or banning all firearms. But gun registration and ownership curbs are hot-button issues for the NRA and other gun-rights groups, which strenuously oppose the ideas.

Justice Department and White House officials declined to provide much information about the memo or answer questions about it on the record.

The memo has the look of a preliminary document and calls itself "a cursory summary" and assessment of gun curb initiatives. The administration has not release it officially.

But the NRA has posted the memo on one of its websites and cites it in advertising aimed at whipping up opposition to Obama's efforts to contain gun violence. The ad says the paper shows that the administration "believes that a gun ban will not work without mandatory gun confiscation" and thinks universal background checks "won't work without requiring national gun registration" ? ideas the president has not proposed or expressed support for.

"Still think President Obama's proposals sound reasonable?" Chris W. Cox, the NRA's chief Washington lobbyist, says in the ad.

Last month, White House spokesman Jay Carney said none of Obama's proposals "would take away a gun from a single law-abiding American." Other administration officials have said their plans would not result in gun seizures or a national gun registry.

A Justice Department official who would only discuss the issue on condition of anonymity said the NRA ad misrepresents Obama's gun proposals and that the administration has never backed a gun registry or gun confiscation.

While the memo's analysis of gun curb proposals presents no new findings, it is unusual for a federal agency document to surface that raises questions about a president's plans during debate on a high-profile issue such as restricting firearms.

Obama wants to ban assault weapons and ammunition magazines exceeding 10 rounds that are produced in the future. He wants universal background checks for nearly all gun purchases. Today, checks are only mandatory on sales by federally licensed gun dealers, not transactions at gun shows or other private sales.

His plan also includes tougher federal laws against gun trafficking and straw purchases, which occur when a person legally buys a firearm but sells it to a criminal or someone else barred from owning a weapon.

Interest in the gun issue has intensified since the December shootings in Newtown, Conn., that killed 20 first-graders and six staffers at an elementary school. The Democratic-led Senate Judiciary Committee plans to write legislation addressing some of Obama's proposals in the next week or two.

The NRA's Cox declined to say how his organization obtained the memo.

He said the commercial is running online in 15 states, including many Republican-leaning states where Democrats will defend Senate seats next year, such as Alaska, Arkansas, Louisiana, Montana, North Carolina, South Dakota and West Virginia. There are also ads in papers in five states.

The memo was written under the name of Greg Ridgeway, acting director of the National Institute of Justice, the Justice Department's research arm. It is dated Jan. 4, nearly two weeks before Obama announced his plan for restricting guns, and Ridgeway's first day as acting chief.

Justice Department officials said Ridgeway was not granting interviews. He came to the institute last July from the RAND Corporation, a nonprofit research institution where he studied criminal justice issues, and has a Ph.D. in statistics.

The memo says straw purchases and gun thefts are the largest sources of firearms used in crimes, and that such transactions "would most likely become larger if background checks at gun shows and private sellers were addressed."

Gun control supporters said the NRA ad and the Justice memo don't mention that the current federal background check system blocked gun sales to 2.1 million criminals and others barred from owning guns between 1994, when the checks began, and 2010. Also ignored is that Obama has proposed cracking down on straw purchases to prevent a growth in illegal transactions, they said.

Advocates of restricting guns also said the memo omitted mention of several studies that affirm the effectiveness of firearms curbs. These include a 2010 police group analysis showing more than one-third of police departments found increased criminal use of assault weapons and high-capacity magazines since the 2004 expiration of the ban on those items.

"It doesn't appear to be a serious discussion of gun violence prevention policy, never mind an expression of administration policy," said Joshua Horwitz, executive director of the Coalition to Stop Gun Violence.

The memo says that out of 11,000 annual gun homicides, an average of 35 deaths yearly are from mass shootings, defined as those with four or more victims.

"Policies that address the larger firearm homicide issue will have a far greater impact even if they do not address the particular issues of mass shootings," it says.

It says there were an estimated 1.5 million assault weapons before the 10-year ban on those firearms began in 1994, so their sheer number would weaken a new ban exempting existing weapons. Such guns accounted for just 2 percent to 8 percent of crimes before the 1994 ban, so eliminating assault weapons "would not have a large impact on gun homicides," the memo said.

Recent data on the assault weapons ban impact is scarce because since the 1990s, Congress has blocked most federal research on the effect that firearms have on public health. As part of the gun restrictions Obama proposed last month, he ordered federal scientific agencies to research gun violence.

Also Read

Source: http://news.yahoo.com/nra-uses-justice-memo-accuse-obama-guns-084745794.html

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