Auto Insurance Data To Help You ? Cars and Insurance

Auto insurance is an important form of insurance for anyone to have. Auto insurance compensates individuals in the event of auto accidents, allowing them to pay for the cost of auto repairs. Choosing auto insurance can sometimes be difficult, especially with the amount of insurers available. Use the following advice when choosing auto insurance.

As expensive as adding your teen driver to your auto insurance policy can be, it may be worth it in the long run, as it will help him or her to begin building up a good credit report. If they maintain a safe driving record, this history of insured good driving will give them a better rate when they reach adulthood and are purchasing car insurance of their own.

Research the car insurance company prior to opening a policy with them. You will want to make sure that they are well off. You do not want to buy an insurance policy through a company that is not doing well financially because you may be in an accident and they do not have the money to cover you.

Following a vehicle accident, make sure you capture some basic data from any other drivers before you file a claim with your auto insurance company. Be sure to include names, addresses, driver?s license numbers and insurance information. Even if you were at fault, having accurate information about other drivers in an accident may come in handy during the claim process.

When buying a new or used car, don?t forget to factor in the cost of insurance. Your dream car may come with an insurance premium that pushes the monthly payment out of your reach. Do some research before you go shopping. You can find average rates for different car models online, or your insurance broker can provide this for you.

In conclusion, auto insurance exists for cars, vans, trucks, motorcycles, and other automobiles. The insurance for all of these vehicles, compensates drivers in accidents. If you remember the tips that were provided in the article above, then you can select insurance for whatever kind vehicle you have.

Want to find out more about online car insurance quote, then visit Paul Carl?s site on how to choose the best car insurance comparison quotes for your needs.

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Radiant Floor Heating from PEX Universe ~ Furniture Home ...

If you are worried about daring the cold chilly winters, then radiant floor heating is just the right solution for you. Whether it is under floor heating or above floor, this can help you warm almost any floor covering. They work great in new construction or remodeling and in projects of any size.

The other worth mentioning advantage of this kind of floor heating is that the hydronic (liquid-based) systems use minimal electricity. And it can also be heated by other energy forms like standard gas- or oil-fired boilers, wood-fired boilers, solar water heaters, etc.

Electric Radiant heating is another important area of this kind of heating system. This method of heating is beneficial for everyone in general and for area with high electricity prices in general.

As you can derive from the above, Radiant Floor Heat can be categorized into 3 types based on the kind of flooring namely Air-Heated Radiant, Electric Radiant and Hydronic Radiant. The Air-Heated Radiant heat are not suitable for residential homes. As the name suggests Electric Radiant typically consist of electric cables built into the floor. On the other hand, Hydronic Radiant are cost-effective radiant heating systems that work best in heating-dominated climates. PEX Tubing is used exclusively in Radiant Heat and Hydronic Heating Systems. Hot water passes through the PEX and warms the room.

To know more about which one to apply specifically to your home or office search online for more information on radiant floor heating.

Pexuniverse.com is the best & most competitive manufacturer of Radiant Floor Heating, Pex Tubing and Electric Radiant Heat. We produce large volumes of Energy Efficient radiant floor heating products are clean, comfortable, efficient, economical and healthful and the best solutions for warming up entire home with ease and perfection.

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Video: Romney and Ryan: ?That?s Amore?

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Estimating The Price Of Solana Beach Plumbing Repairs | My Home ...

Thanks to his a lot more than 31 many years of expertise in the plumbing market, Jolly Plumbing operator Barry Jolly has earned a popularity as a top-notch businessman in the Northern Kentucky location. Jolly Plumbing offers customers all types of plumbing companies, ranging from fundamental maintenance to installations. Here, Jolly tells us how property owners can swiftly estimate the price of basic plumbing repair service.

With just a easy calculator and a general thought of what elements are essential to make a fix, home owners can come fairly close to estimating the price tag to have a plumber appear out to take care of their repairs.

Estimating By By yourself

Now that all the residence enhancement stores have numerous plumbing products in inventory, it is easy for house owners to estimate on their individual how considerably a potential venture may possibly expense. They can just walk into a Residence Depot or a Lowes store and search at the items that are likely to be required for their repairs. They need to examine the common charges, and based mostly on that assessment, they ought to be ready to get a very good thought of how significantly the supplies part of their plumbing undertaking is planning to value.

As significantly as the labor is concerned, a common plumbing charge is $75 to $100 an hour. If you are planning to seek the services of a plumber to handle your restore, individuals quantities can assist you estimate how significantly the full undertaking is heading to expense. Just attempt and figure out how much time your set up or repair perform is likely to get a plumber to complete, and then multiply that by the value per hour for the plumbing skilled.

Free of charge Estimates from Plumbing Businesses

Most plumbing companies offer free estimates, and they will come out to the function internet site to do that. Some other organizations may use flat price pricing as effectively. But either way, they ought to send their serviceman out to the occupation web site ? which in this circumstance is your house ? where they will give you an estimate. And then you can both make a decision to have them do the work for you or not based on that value.

At Jolly Plumbing, we don?t charge to occur out at any time to give an estimate in any respect. Jolly Plumbing offers same-day assistance as nicely. If you want support right away since of a unexpected concern, we can ensure that you will get the aid you need. Generally, if a person calls for an problem that is a non-unexpected emergency, we will handle it the up coming day,

Whether or not your plumbing requirements are massive or tiny, residential or business, easy or sophisticated, we can assist. For more data or to get a totally free estimate, give us a phone today.

Are you wanting Solana Beach Plumbing for a remodeling project? Maybe you have sprung a leak both at home and work? We deliver you a qualified professional technicians which will take care of every type of commercial and home plumbing issues.

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(workathometopics.com) Welcome to Work at Home Topics. Free ...

March 30th, 2012 gfdyreyv Posted in Other Stuff | 1 Comment ?

?Facts do not cease to exist just because they are ignored.? links of london ?Aldous Huxley Goo tiffany and co bracelet d morning! When Donna submitted this quote, I knew it would have to be the subject of one of our Good Mornings. I think this quote speaks to one of the core issues many self- improvement programs miss. We can?t ?ignore the facts? as we strive to create a better life. While positive thinking is a great tool, if we ignore the facts, we set ourselves up for disappointment. To change our lives for the better, we must methodically work through our ?life clutter? while maintaining a positive attitude, realizing that we are taking control of our futures. A positive attitude shouldn?t be something we brainwash ourselves to have. A truly positive attitude is born when we take action, take responsibility, and start regaining control of the many areas of our lives. We can learn a lot by looking at the flipside of this. If our attitudes aren?t positive, then we can assume that we are either antique tiffany jewelry : 1. Trying to brainwash ourselves without dealing with core issues 2. Not taking action 3. Not regaining control 4. Ignoring the facts tiffany and co jewelry 5. Not taking responsibility. Those five ingredients are the mixture required for a lasting, positive outlook. Some might argue that our outlook relies on external events. In cases of tragedy, this is often true. But in our day-to-day 74 Good Morning stresses and anxieties, I would disagree. One of my favorite quotes tiffany jewelry sale has always been, ?Two men look out the same prison bars, one sees mud, the other sees stars.? In this example, the exte jewelry shop rnal is the same?but the focus of the two men is different. We control our outlook. Your Turn: Where in your life have you been pushing to have a good attitude without taking into account ?the facts?? Which of these five areas could you improve on today? 1. Not brainwashing yourself into a positive attitude by ignoring core issues 2. Taking action 3. Regaining control 4. Facing the facts or 5. Taking responsibility. What is a step you can take in the next hour in one of those areas? Today?s Affi rmation: I am actively regaining control of every area of my life. 75 Good Morning February 23 ?We are never given a dream without the power to make it come true.? ?Richard Bach Good morning! When my husband is traveling, my daughter and I often take turns suggesting a ?table topic? at dinner. One evening, my daughter posed this topic: What Makes a Champion? I had just fi nished reading Level Six Performance by Dr. Steve Long, which profiles the stories of seventeen Olympians and explores their secrets of success. While all the athletes used tiffany inspired jewelry various techniques, skills, and training methods, one thing remained constant?the dedication to the dream. Most great accomplishments aren?t found at the end of smooth pathways. They are found by climbing mountains, going through dark valleys, and treading through murky water. When we start ONLY looking at the mountain, or a dark valley, or murky water, it is eas knock off links y to lose sight of the dream. But Richard Bach reminds us that, ?We are never given a dream tiffany jewelry sale without the power to make it come true.? While we will get sidetracked and look other directions at times, we have to remember to hold the v replica links of london ision of our dream like we would a precious jewel. Think of all the people who have had great visions and dreams: Martin Luther King, the Wright brothers, Alexander Graham Bell, Walt Disney? the long and varied list is endless. Had one of these individuals chosen not to cherish their dream and nurture it, ou real tiffany jewelry on sale r world would be vastly different. Your Turn: What is your precious jewel of a dream? It can be simple or complex, but whatever it is, do not lose sight of it. The realization 76 Good Morning of a dream will have a profound influence on your home, your community, the country, or the world. Today?s Affi rmation: wholesale tiffany jewelry I am living my dream. February 24 ?I?m getting better every day in every way.? ?Joel Osteen Good morning! I have heard variations of this quote in different affirmation workbooks, and it truly is a powerful one to recite regularly. Often, we tend to want to do so much, in so little time, we push and push and push and tiffany silver jewelry then get frustrated with what we perceive to be shortcomings or imperfections. These imperfections can quickly consume our focus if we let them. Of course, when we focus on our imperfections, we magnify them and give them more power than they need to have. None of us will ever be ?perfect.? But we can actively be ?living the challenge? through daily improvement. Some days those improvements may be large, and sometimes they may be as simple as sharing an extra smile or word of encouragement with someone. Your Turn: Remember that w

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Liability Waivers and Toddler Birthday Parties - Toddlers - Families ...

by Mary Ann Romans | More from this Blogger

If your toddler participates in any organized activity, such as day care or baby fun activity centers, you are probably used to signing a waiver before your child can participate. After all, minor bumps and bruises can be a part of a child's life, and most healthy toddlers have a banged knee at one point or another.

But what if you have to sign a liability waiver just for your toddler to attend a friend's birthday party in someone's home? You have to agree to hold the host family harmless if something should happen to your little one.

Why a liability waiver? Will the party include live lions or toddler-eating snakes. The idea of liability waivers and toddlers makes me picture a hostile living room where the birthday balloons are filled with poison gas and the toddlers have to navigate barbed wire just to get to the birthday cake.

Unfortunately, many "normal" families are now including liability waivers in with their birthday party invitations. It can turn a fun and friendly interaction to a legal contract that is just, well, weird.

So how do you react if you get one and don't want to sign it? Perhaps ask the host if there are specific dangers that the family is concerned about. Maybe there is a pool in the home or peanuts being served. Whatever the case, toddlers shouldn't be left alone unsupervised at any birthday party anyway. Parents should be welcome and encouraged to stay for as long as their child will be there. Ultimately, parents should be responsible for their own children anyway.

If you are presented with a liability waiver for a home-based birthday party, you don't have to sign it of course. I would imagine that most hosts would back down. If not, you might want to introduce your toddler to some new little friends.

Have you ever encountered this situation? Tell us about it!

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The Babyccinos Trend

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All About Mesothelioma Cancer | Best And Most Information About ...

Mesothelioma is a fatal disease that can severely affect the health conditions of a person. This is a severe type of cancer. A person has to check out the status of malignant Mesothelioma for the correct treatment of this disease. One has to consider this cancer according to the place of the infection.

Some cases pertaining to this particular disease are highly complex, when one relates the disease to the age of the particular person. The cancer may or may not be severe depending upon the intensity of Mesothelioma in that person. In simple words, this disease depends on the extent of contraction in the body of the person.

Cancer cells vary highly. Thus, the detection of the cancer cells including malignant Mesothelioma is difficult. In most cases, one may not detect Mesothelioma cancer in the early stages resulting in its highly improbable treatment.

The behavior of these cancer cells is quite different in different cases. In Mesothelioma cancer, the person?s lung and abdomen has a higher liability for the initial attack. The cancer cells multiplication may result in significant changes in the chest cavity. Thus, it may prove to be the most dangerous for the respiratory system.

In simple words, Mesothelioma is a form of lung cancer caused due to exposure to Asbestos. The name ?Mesothelioma? is significant of Mesothelial cells, which are am important aspect of the body system. These cells are extremely important for the immune system of the body. Thus, Mesothelioma cancer generally affects the immunity in the body. Mesothelioma shows late symptoms.

Therefore, most of Mesothelioma cases go undetected. One can understand the seriousness of this particular disease only when he/she comes to know about the life expectancy of the person suffering from this particular disease. The life expectancy of Mesothelioma cancer patients is quite alarming for a normal person.

The probability of this disease is high in people ageing more than 40. Malignant Mesothelioma condition reduces the life period of a normal person. Patients suffering from Malignant Mesothelioma live an average period of only less than two years. There are even researches that prove that the number of people suffering from Mesothelioma cancer is going to rise rapidly in the near future. This cancer only affects the Mesothelial tissue in the delicate lining of lungs and other respiratory organs. This type of Mesothelioma is the malignant Mesothelioma.

Another form of Mesothelioma cancer affects the pleura, which is the portion between the lungs and chest. This type of cancer is pleural mesothelioma. However, the reason for this cancer is not always compulsorily, asbestos. Scientific planning is necessary to achieve compensation that is legal financial help in terms of cancer analysis.

If the disease has occurred from asbestos exposure, then asbestos may spread from the person, who initially inhaled asbestos to the healthy person he/she may come in contact. The last type of Mesothelioma cancer is the pericardial Mesothelioma, which affects the heart lining.

On Website, you will find all the required information and details regarding mesothelioma cancer and its various types.

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Kentucky's Davis is AP Player of the Year

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Retro Furniture | KUSIQUYLLUR Home Improvement Tips

Back in the 50s and 60s, modern furniture was cool. Now people are rediscovering furniture from this period and shopping on eBay for it or buying reproductions of design classics from the past.

The modern style became popular in the UK after the Festival of Britain in 1951. The Festival gave the best of British designers a chance to show off exciting new designs to a public that was hungry for change. In the 50s, people completely reversed their tastes from preferring traditional style to wanting modern design.

Today what was considered cutting edge modern in the 50s and 60s is retro. Retro style is a way to make your home look distinctive, something different from the DIY superstore look that everyone else has.

Re-issues of classic 50s and 60s designs are available at many stores. Habitat, for example, make a number of Robin Day?s classics, such as the Forum leather sofa from 1964.

Fritz Hansen still manufacture Arne Jacobsen?s beautifully organic Egg Chair from 1958.

If you don?t want to pay designer prices, then original designs from the 50s and 60s are still readily available on eBay. Be your own judge of what is good design; not every piece made with a contemporary style in the 50s and 60s was.

Look for simple shapes, such as long, low sideboards with minimal decoration. Generally if it looks good, it is good design.? If the proportions are wrong, ignore it. Scandinavian influence was strong in UK furniture from the 50s to the 70s. Look for pieces finished in teak or rosewood. Rosewood has a distinctive curvy, grain pattern. Sellers on eBay often describe mahogany or sapele pieces incorrectly as rosewood. Both these woods have a straight grain.

They are less fashionable in modern style furniture and consequently pieces in mahogany or sapele are less valuable.

Some manufacturers from the 50s and 60s that made well designed furniture are G-Plan, Stag, Ercol, Austinsuite and Nathan. G-Plan was a pioneer of modern design. Stag employed John and Sylvia Reid to create some fantastic minimalist pieces in the 50s. Their most famous design was Minstrel ? a reinterpretation of eighteenth century elegance for the modern world. Ercol made simple, modern furniture in English Elm. Ercol is of high quality and has a large following. If you want to buy the top designers from the 50s and 60s then pieces do come up on eBay, but are rarely cheap. Look for manufacturers like Gordon Russell, or Archie Shine. Younger also made some marvellous quality pieces in teak and rosewood from the late fifties. They may be cheaper than some of the top designer pieces. Also look for Danish furniture on eBay.

Overall, look for furniture you like rather than what you think is valuable and have fun decorating in a modern style to complement your acquisitions.

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Finding the Best Contact Lenses - Health And Fitness Tips

For people that wear contact lenses, it is nice to know that more varieties are being made. Where you buy your contacts, check out the selections that are available for you. You can purchase your contact lenses at a variety of online websites and brick-and-mortar stores. To help you find the best deals on contact lenses, continue reading what is presented in this article.

As you probably know, you can order almost anything on the Internet, including contact lenses. There is a great deal of trepidation with many people in regard to ordering anything online which should not be a concern if you use the proper safety practices before ordering. If you are surfing online, and find an eye contact site, don?t make your initial order straightaway. Websites that have competitive prices, and a great reputation, are probably worth looking into in regard to your initial purchase. After you have checked the company out, you can then use them continuously if they are reliable. What makes this so convenient is that you can place your order at any time and get them shipped whenever you want.

Your eyes are the first thing people see when they look at you which is why I choose where to buy circle contact lenses. They are a good option for special occasions or events. One new color equals one new appearance.

Contacts are becoming more popular as a remedy for eye problems that many people have today. One of the most widespread problems that people have as they get older is astigmatism; this can actually be corrected with what are called toric lenses. There are two varieties of toric lenses: hard and soft. People that get these particular lenses must pay a little more because they are specifically created to help their condition. Anyone that has ever had presbyopia knows that this particular condition (which prevents you from seeing objects nearby) can be cured with monovision contact lenses that are exclusively made for your eyes. Anyone that cannot read small print may be suffering from this condition. With monovision lenses, one eye is fit with a near lens, and the other with a distance lens so that both eyes are able to see clearly both near and far.

Lots of people prefer contacts for their convenience and because they are a way to better your vision, although they can also let you have a different eye color or at least give you that appearance. Truth be told, there are some people with 20/20 vision who actually wear contact lenses because of this. You can choose from an array of contacts in many different colors.

If you just want to brighten your true eye color, without completely changing it, you can opt for enhancement tint color contact lenses. Although, opaque tint color contact lenses will totally change the color of your eyes. Usually individuals who have dark colored eyes, but would like to have blue or green eyes make this decision. While you might have perfect vision, you should still have an eye exam because you need to make sure that your colored contact lenses fit the right way.

If you?re used to wearing regular glasses and are considering contacts, there are some definite advantages to this choice. An adjustment period of time is always going to occur once you switch from regular glasses to wear contacts everyday. One positive aspect of wearing contacts is that they do not impede your actions while doing your daily routines. They generally offer you clearer sight. If you drive a lot with your glasses, they may fog up. This will not happen with contacts. Contacts can also help you if you are worried about how you will look when you wear your glasses. You should certainly consider wearing contact glasses for these reasons.

Find the right contact lenses is a matter of shopping around and also getting the most appropriate type of lens for your needs. Your optometrist will be able to guide you toward the best contact lenses. Hard lenses, and soft lenses, can be pigmented if you want them to be. It just depends on which ones make sure eyes feel more comfortable. When you go out to get your contact lenses, consider these helpful tips that we have presented.

Are you having a hard time to complete your beautiful outfit? Find out Marion R. Covriyap?s secret how to create a beautiful look with purple contacts for brown eyes.

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Technorati Tags: beauty, beauty tips, contact lenses, cosmetics, health and fitness, makeup, salons, skin care, skincare, style, vanity, vision

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Software and Programming ? Post Topic ? Computer technology ...

Starting in the last quarter of the twentieth century, computer technology has been progressing very fast and powerful. Sometimes, we have difficulty maintaining the computers we have as the updated features and technologies of computers. Because There is only a few months since we bought a computer, the other computer with the new features,? and even new technology then comes.

It is not long ago, in 2011 passed, and we still remember that year was filled with an astonishing discovery in the world of tablet computers. Then now, in 2012 , you should be getting ready to welcome the magic that exceeds what we find in 2011. Then what will happen with the?tablets 2012 in the nearest time ??The most hot news tell us,? that quad-core will substitute the dual-core tablets. Now, the quad-core Tegra 3 tablet, the Transformer Prime, are being produced. And Apple Incorporation contribute the form of quad-core A6 processor. It will be the smoother everyday performance, perfect multitasking and excellent gaming. And of course the battery life has been improved. In addition we will find the attractive innovation of the software feature, that is Windows 8 operating system implementation. For this new tech, the famous tech producers such as Dell, Samsung and Nokia will give their full support. This strengthens the evidence that we should not miss the Tech news from all over the world.

How about iPad ? Apple will present to us the Apple iPad 3. And we will find it in the first quarter of 2012. It has technologies of faster processor, retina display, and possibly the Siri virtual personal assistant. But, as usual, everything that concerns the technical specifications of the iPad 3 is under a cloak of secrecy. According to rumors and predictions, it turns out to be a really well-built tablet computer with excellent software. And how is about the Android tablets in 2012 ? Do not you miss the updated information.

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Report: Cocaine found in Houston's hotel room

By Us Weekly

Mario Anzuoni / Reuters file

On March 22, an L.A. Coroner's autopsy report?confirmed that traces of cocaine were found in Whitney Houston's system after her Feb. 11 death.

On Friday, TMZ has learned that the powdery white substance was also present in the late singer's Beverly Hills hotel room, where she was found submerged under water inside a bathtub the evening before the 2012 Grammys. (The autopsy ruled Houston's main cause of death as an accidental drowning.)

PHOTOS: Most shocking celebrity deaths of all time

The site writes, "As for the quantity of cocaine that was found, official documents show one of the items police recovered was 'white, powdery remnants.' Sources tell us the powder was tested and it's cocaine."

PHOTOS: Whitney Houston, 1963-2012

On March 23, Leolah Brown (Houston's ex-husband Bobby Brown's sister) went on CNN's "Headline News" where she told Dr. Drew that Ray J should be held responsible for the cocaine evidence.

PHOTOS: Stars who've struggled with addiction

After Leolah accused Houston's man friend as a "runner boy," his rep released a statement on his behalf, calling her remarks, "rife with false statements."

Related content:

Source: http://todayentertainment.today.msnbc.msn.com/_news/2012/03/30/10944203-report-cocaine-found-inside-whitney-houstons-hotel-room

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Email Marketing | Nonprofit Email Marketing On The Rise | E ...

March 30, 2012 ? 10:15 am

Nonprofit email marketing is on the rise according to a Q1 2012 analysis by email marketing leader Elite Email . When compared to the same quarter of the previous year, there has been an increase of 14% in the nonprofit and charity vertical. Email marketing is slowly becoming a primary marketing and communication strategy for nonprofit and charity organizations .

New York, NY (PRWEB) March 30, 2012

With the growing popularity of email marketing and social media , nonprofit and charity organizations have had to rethink their outbound marketing initiatives to keep up with the times. While social media is certainly a great avenue for these organizations, many are realizing that those platforms only allow them to reach out to those who are social media savvy. In reality, their donor, membership and supporter base is actually much larger. ?The number of email accounts worldwide is more than three times the combined number of Facebook and Twitter accounts?, says Robert Burko, CEO of Elite Email. ?This means that nonprofit organizations are not able to reach their entire base by just using one of the social platforms, which is why so many are now turning to email as the backbone of their communications strategy.?

Small business email marketing has been experiencing year-over-year growth for several years now, as email proves to be highly flexible, easy to deploy and cost effective. With the ROI of email marketing software vastly exceeding other marketing tools , it has been easy for the business environment to begin to treat email as a key marketing tactic. Nonprofit email marketing has lagged behind a little bit, but with the recent surge in Q1 2012, it appears to be catching up.

Nonprofit and charity email marketing is very effective because it is so adaptable to the specific organizational needs. Many nonprofits now conduct their fundraising initiatives purely using digital mediums, such as email and social networks. This allows them to reach a lot more people, in a shorter amount of time, with a much higher effectiveness when compared to a telemarketing or traditional mail campaigns. Plus, as many nonprofits are ?going green?, they are eager to abandon all the wasted paper generated from their traditional mail campaigns in favor of the much more environmentally friendly email.

Nonprofit organizations are also able to use their email marketing program to coordinate events and make broad announcements with greater ease. The timeliness of email is also one of the critical factors leading to the growth of nonprofit email marketing. Other marketing tools require a long lead time before a campaign can be executed. With email marketing, a nonprofit or charity organization can create email campaigns within minutes and send it out to their entire mailing list. This allows them to respond faster to breaking news, world events and other factors that require they distribute their message.

With the increase in nonprofit email marketing seen in Q1 2012, Elite Email expects that the remaining quarters will continue to see rapid growth as more nonprofits start building their opt in

email marketing mailing list so they do not risk falling behind.

About Elite Email

Elite Email is a leading North American email marketing service provider (ESP) that has been helping customers achieve greater email marketing results for almost 10 years. The Elite Email cloud-based (software-as-a-service) platform allows organizations of all sizes to build and grow their mailing list, create eye-catching emails, and track results with detailed reports and analytics. All services are backed by Elite Email?s outstanding support and customer care.

Elite Email has been featured on TV, radio and print media and is a member of the Email Experience Council, eMarketing Association, Better Business Bureau, Canadian Federation of Independent Business, Vaughan Chamber of Commerce and Toronto Board of Trade. Elite Email is the only Canadian company listed by the Utah and Michigan Child Protection Agency as a compliant sender. Elite Email recently won the Business of the Year award at the Toronto Board of Trade Business Excellence Awards.

Matthew Georgiadis
Elite Email
877-789-3548
Email Information

Click here to view rest of article from original site

Tags: Email Marketing

Source: http://ebusinessandmarketingtips.com/email-marketing-nonprofit-email-marketing-on-the-rise/

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Share With Friends: | | Politics - Top Stories Stories, RSS Feeds and Widgets via Feedzilla.

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Handling Long Distance Relationships |

By Oksana Boichenko

It is important to take the time to get to know each other, especially if you are oceans apart, but there can be too much of a good thing. Talking on the phone or communicating every day when you are in a long distance relationship can actually do more harm than good. Too often keeping in touch daily (especially over phone) can create undue expectations and tension if you find that the conversation does not flow as easily some days. Of course, one can argue that being in a regular relationship people talk every day, but that is a bit different ? it is much easier to have that kind of bond when you are a part of each other?s daily activities. Long distance relationships ? regardless of the amount and type of communication ? do not give you a full picture of what your partner?s daily routine is. So, when you face a situation when your partner is not as outspoken, it can make you wonder what is wrong, and since you have no way to communicate in person, your mind can run wild with the guesses. That is why it is better to give each other a few days to breathe between communication ? then you will have plenty of events to discuss and will be able to avoid vacuum in the conversations.

?

In order to keep your relationship vibrant and dynamic, do your best to plan regular trips to see each other in person. It doesn?t matter what it is ? whether you visit each other, or meet somewhere on a neutral territory. The main thing is that you have one-on-one time and get to see what both of you are like in regular, daily routine situations. Planning such visits will give both of you something to look forward to, and actual meetings will be one more link to making your bond stronger and more intimate. Meeting at your home or hers will give you both a great taste of what each of you is really like. Seeing small details of the place where your partner lives, being able to envision what his/her daily life is, meeting people he/she knows are a great opportunity to make your communication at distance more fulfilling. Meeting at a resort or simply a place where neither of you lives will in turn be a great adventure, which can spark your romantic connection and really fuel up your feelings.

?

Modern technology makes contacting someone overseas quick and convenient, but sometimes it is worth taking advantage of the old-fashioned communication means. Sending a handwritten letter, or even a note, will add a special touch to your communication. Aside from showing your Russian bride that you take time to do something special for her, it will also give her a physical something that connects the two of you. We guarantee that your sweetheart will touch, smell, and re-read your message numerous times to feel closer to the man she cares for.

?

The means to communication may be many, but the essence of what is being said should not. Since most of the time you will not be able to see each other as you speak, here are a few simple tips to keep in mind to make your communication successful and expressive.

?

When you are telling your sweetheart about an event, a place, or a person, try to be as descriptive as possible, so she could have a good chance of imagining what it is you saw. She might not be able to read your thoughts completely, but at least she will be able to create a picture of what your day was like. The same rule goes for your feelings ? in the absence of body language, seeing each other?s face, eyes, etc. put an extra effort to really explaining and sharing what you feel: if your sweetheart made you laugh, make a point of telling her that she put a smile on your face; when she says something sweet, tell her what emotions her words brought about in you. Sharing such moments will make your bond stronger and will be useful when you are in person as well.

?

In addition, make sure that you exchange and share photographs frequently. Seeing your face, pictures of you with your friends/family, places where you live and visit will help your Russian woman feel more like a part of your life. It will help her know what you talk about when you describe your life and daily activities, and find out who you are.

?

Honesty is something to keep in mind as well. Although it is a given in any type of a relationship, being apart can be an easy way to give into temptation and make yourself sound better than you really are or someone you are not. When you finally meet in person and some of the incoherencies or plain lies may come to light, it will be hard to regain that person?s trust and you risk losing a chance at a great relationship. Be honest from the beginning ? it will give you an opportunity to remain true to yourself and find a partner, who appreciates and loves you for who you really are.

?

Building a long-distance relationship takes work, but it is possible to make it an enjoyable experience to strengthen the bond between your partner. Taking advantage of the few simple suggestions from this article will help you avoid common mistakes and problems. When you are miles apart, every word, phone call, or letter make a difference; try to always end them on a good note and your communication will grow and become a precious gift for both of you.

Oksana Boichenko is a matchmaker with 12 years of experience in the online dating business. She specializes in online dating for Russian women.

Tagged as: Singles & Dating

Source: http://www.blackloveandmarriage.com/2012/03/handling-long-distance-relationships/

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Justices Debate Whether Health-Care Law Can Stand Without ...

WEDNESDAY, March 28 (HealthDay News) -- On the last of three days of legal arguments over the nation's controversial 2010 law that reformed health care, Supreme Court justices debated Wednesday whether a key provision of the legislation could be ruled unconstitutional without invalidating the entire law.

The discussions focused once again on the same pivotal piece of the law that occupied most of Tuesday's debate -- whether the federal government can require adult Americans to purchase health insurance or face a penalty for not doing so. As many as five of the nine justices expressed varying degrees of doubt Tuesday about the constitutionality of that requirement -- sometimes referred to as the individual mandate.

"My approach would be to say that if you take the heart out of this statute, the statute's gone," Justice Antonin Scalia, one of the court's leading conservatives, said Wednesday, The New York Times reported.

Some of the other justices weren't prepared to go that far Wednesday, the Times reported, but they seemed to agree that striking down the individual mandate would basically gut the law.

If the mandate were ruled unconstitutional, Justice Ruth Bader Ginsburg, a liberal jurist, said the court would be left with a choice between "a wrecking operation" and "a salvage job," the newspaper said.

Opponents of the law -- including 26 states that contested the constitutionality of the legislation, resulting in the Supreme Court review -- contend that Congress exceeded its authority with the individual mandate.

The law's supporters argue that without the requirement that people have insurance coverage while they're healthy, there won't be enough money in the risk pool to pay to take care of them when the need for health care eventually -- and inevitably -- arises.

The individual mandate -- scheduled to take effect in January 2014 -- is arguably the key component of the law.

Critics of the law have said that provisions of the legislation are too intertwined for the law to stand without the individual mandate. The Obama administration has said the law can still work without the mandate, but provisions such as prohibiting insurance companies from denying coverage to people with preexisting conditions would be greatly compromised without the mandate.

The Patient Protection and Affordable Care Act is the most ambitious government health-care initiative since the Medicare and Medicaid programs of the 1960s. It's also the legislative cornerstone of President Barack Obama's presidency, and the first federal effort to rein in health-care costs. It aims to extend insurance coverage to more than 30 million Americans through an expansion of Medicaid and the provision that people buy health insurance starting in 2014 or face a penalty.

Medicaid expansion also scrutinized

The Supreme Court justices also spent part of Wednesday considering a challenge by the 26 states to the Affordable Care Act's expansion of Medicaid, the government-run insurance program for low-income Americans. An estimated 15 million Americans would gain insurance coverage under the expansion of Medicaid.

The court's liberal justices gave every indication they were prepared to uphold the Medicaid expansion, with Justices Sonia Sotomayor, Elena Kagan, Ruth Bader Ginsburg and Stephen Breyer expressing strong disagreement with the states' contention that expanding the scope of the joint state-federal program was a coercive maneuver that violated the Constitution, the Associated Press reported.

"Why is a big gift from the federal government a matter of coercion?" Kagan asked. The law calls for the federal government to fund 90 percent of the expansion for 10 years.

But the court's more conservative justices suggested that Medicaid expansion was coercive to states, the Times reported.

On Tuesday, the court's four conservative justices appeared opposed to the mandate requiring most adults to have insurance or pay a penalty, with several questioning whether the mandate falls under the federal government's constitutional powers. Four liberal justices seemed to come out in its favor.

Justice Anthony M. Kennedy, considered a swing vote, also seemed critical of the mandate. He suggested that the health-care law assigns the federal government regulatory powers over interstate commerce that exceed those previously supported by the court, the Washington Post reported.

"Can you create commerce in order to regulate it?" he asked.

Chief Justice John G. Roberts Jr. and Justice Samuel A. Alito, both considered conservatives, compared forcing Americans to buy health insurance to compelling them to purchase commodities such as cellphones or burial services, respectively.

Budget office sees savings; opponents skeptical

Here's how the health-reform law is designed to provide health insurance to uninsured Americans:

• Individual mandate. It requires most adults to purchase health insurance or pay a penalty. By 2016, the phased-in penalty will reach either $695 or 2.5 percent of yearly taxable income, whichever is greater. People with incomes below tax-filing thresholds will be exempt from the provision. Up to 16 million people are projected to join the rolls of the insured under the mandate.
• Medicaid expansion. This would increase eligibility to all people under age 65 with annual incomes up to 133 percent of the federal poverty level -- about $14,850 for a single adult and $30,650 for a family of four in 2012. Non-disabled adults under 65 without dependent children were previously ineligible. Another 16 million people are estimated to gain insurance under the expansion.
• State-run insurance exchanges. They will be created to help small businesses and individuals purchase insurance through a more organized and competitive market.

In February 2011, the Congressional Budget Office estimated that savings from the Affordable Care Act would cut the federal deficit by $210 billion during the next decade.

But opponents say that the cost-cutting provisions probably won't work.

Devon Herrick, a health economist at the free-market National Center for Policy Analysis, said the law sets up a "slippery slope" that will increase costs, not lower them.

"If Congress and company have the legal authority to decide the minimum coverage you must have, all manner of lobbyists and special interests and providers for specific diseases will descend on Washington and state capitals, as they always have, to make sure that their respective services are covered by that mandate," Herrick said.

The law's supporters argue that without the requirement that people have insurance coverage while they're healthy, there won't be enough money to pay for the nation's health insurance needs.

"If people don't feel like paying, then get sick and go to the emergency room or the hospital, those people's costs will be added on to our insurance bills as they are today, which makes it much more expensive," said John Rother, president of the National Coalition on Health Care, which works to achieve reform of the U.S. health-care system.

The Affordable Care Act has been controversial since it was passed by Congress and signed by Obama in March 2010. Poll after poll has found that Americans don't like the individual mandate. But a recent Harris Interactive/HealthDay poll revealed that people are starting to warm up to certain key provisions of the law -- such as the ban on insurance companies turning away applicants with preexisting health problems.

Some popular provisions -- including allowing children to stay on their parents' health plans until age 26 -- are already in place.

Other provisions meant to help older Americans began in 2011, with changes to continue through 2020.

The Supreme Court ruling is expected in June. The court could go one of several ways:

• It could rule the individual mandate is unconstitutional and the entire law invalid.
• It could rule the mandate is constitutional and the entire law can stand.
• It could reach a middle ground: that the individual mandate is unconstitutional but the rest of the law can stand.
• It could decline to rule on the case and the health reforms would proceed.

More information

The American Bar Association website links to briefs filed with the U.S. Supreme Court case on the Affordable Care Act.

Source: http://www.ivillage.com/justices-debate-whether-health-care-law-can-stand-without-mandate/4-a-439523

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Study: Conservatives' trust in science has fallen dramatically since mid-1970s

Public release date: 29-Mar-2012
[ | E-mail | Share ]

Contact: Daniel Fowler
pubinfo@asanet.org
202-527-7885
American Sociological Association

Trust in science has also declined among people who frequently attend church

WASHINGTON, DC, March 26, 2012 While trust in science remained stable among people who self-identified as moderates and liberals in the United States between 1974 and 2010, trust in science fell among self-identified conservatives by more than 25 percent during the same period, according to new research from Gordon Gauchat, a postdoctoral fellow at the University of North Carolina-Chapel Hill's Cecil G. Sheps Center for Health Services Research.

"You can see this distrust in science among conservatives reflected in the current Republican primary campaign," said Gauchat, whose study appears in the April issue of the American Sociological Review. "When people want to define themselves as conservatives relative to moderates and liberals, you often hear them raising questions about the validity of global warming and evolution and talking about how 'intellectual elites' and scientists don't necessarily have the whole truth."

Relying on data from the 1974-2010 waves of the nationally representative General Social Survey, the study found that people who self-identified as conservatives began the period with the highest trust in science, relative to self-identified moderates and liberals, and ended the period with the lowest.

In addition to examining how the relationship between political ideology and trust in science changed over almost 40 years, Gauchat also explored how other social and demographic characteristicsincluding frequency of church attendancerelated to trust in science over that same period. Gauchat found that, while trust in science declined between 1974 and 2010 among those who frequently attended church, there was no statistically significant group-specific change in trust in science over that period among any of the other social or demographic factors he examined, including gender, race/ethnicity, and socioeconomic status.

"This study shows that the public trust in science has not declined since the mid-1970s except among self-identified conservatives and among those who frequently attend church," Gauchat said. "It also provides evidence that, in the United States, there is a tension between religion and science in some contexts. This tension is evident in public controversies such as that over the teaching of evolution."

As for why self-identified conservatives were much less likely to trust science in 2010 than they were in the mid-1970s, Gauchat offered several possibilities. One is the conservative movement itself.

"Over the last several decades, there's been an effort among those who define themselves as conservatives to clearly identify what it means to be a conservative," Gauchat said. "For whatever reason, this appears to involve opposing science and universities and what is perceived as the 'liberal culture.' So, self-identified conservatives seem to lump these groups together and rally around the notion that what makes 'us' conservatives is that we don't agree with 'them.'"

Another possibility, according to Gauchat, is the changing role of science in the United States. "In the past, the scientific community was viewed as concerned primarily with macro structural matters such as winning the space race," Gauchat said. "Today, conservatives perceive the scientific community as more focused on regulatory matters such as stopping industry from producing too much carbon dioxide. Conservatives often oppose government regulation, and they increasingly perceive science as on the side of regulation, especially as scientific evidence is used more frequently in the work of government agencies such as the Environmental Protection Agency and in public debates over issues such as climate change."

The study also found that the declining trust in science among conservatives was not attributable to changes among less educated conservatives, but rather to rising distrust among better educated conservatives. "It is a significant finding and the opposite of what many might expect," Gauchat said.

As for the study's implications, Gauchat said it raises important questions about the future role of science in public policy. "In a political climate in which all sides do not share a basic trust in science, scientific evidence no longer is viewed as a politically neutral factor in judging whether a public policy is good or bad," said Gauchat, who is also concerned that the increasingly politicized view of science could turn people away from careers in the field. "I think this would be very detrimental to an advanced economy where you need people with science and engineering backgrounds."

###

About the American Sociological Association and the American Sociological Review

The American Sociological Association (www.asanet.org), founded in 1905, is a non-profit membership association dedicated to serving sociologists in their work, advancing sociology as a science and profession, and promoting the contributions to and use of sociology by society. The American Sociological Review is the ASA's flagship journal.

The research article described above is available by request for members of the media. For a copy of the full study, contact Daniel Fowler, ASA's Media Relations and Public Affairs Officer, at (202) 527-7885 or pubinfo@asanet.org.

---

[ | E-mail | Share ]

?

AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.

Public release date: 29-Mar-2012
[ | E-mail | Share ]

Contact: Daniel Fowler
pubinfo@asanet.org
202-527-7885
American Sociological Association

Trust in science has also declined among people who frequently attend church

WASHINGTON, DC, March 26, 2012 While trust in science remained stable among people who self-identified as moderates and liberals in the United States between 1974 and 2010, trust in science fell among self-identified conservatives by more than 25 percent during the same period, according to new research from Gordon Gauchat, a postdoctoral fellow at the University of North Carolina-Chapel Hill's Cecil G. Sheps Center for Health Services Research.

"You can see this distrust in science among conservatives reflected in the current Republican primary campaign," said Gauchat, whose study appears in the April issue of the American Sociological Review. "When people want to define themselves as conservatives relative to moderates and liberals, you often hear them raising questions about the validity of global warming and evolution and talking about how 'intellectual elites' and scientists don't necessarily have the whole truth."

Relying on data from the 1974-2010 waves of the nationally representative General Social Survey, the study found that people who self-identified as conservatives began the period with the highest trust in science, relative to self-identified moderates and liberals, and ended the period with the lowest.

In addition to examining how the relationship between political ideology and trust in science changed over almost 40 years, Gauchat also explored how other social and demographic characteristicsincluding frequency of church attendancerelated to trust in science over that same period. Gauchat found that, while trust in science declined between 1974 and 2010 among those who frequently attended church, there was no statistically significant group-specific change in trust in science over that period among any of the other social or demographic factors he examined, including gender, race/ethnicity, and socioeconomic status.

"This study shows that the public trust in science has not declined since the mid-1970s except among self-identified conservatives and among those who frequently attend church," Gauchat said. "It also provides evidence that, in the United States, there is a tension between religion and science in some contexts. This tension is evident in public controversies such as that over the teaching of evolution."

As for why self-identified conservatives were much less likely to trust science in 2010 than they were in the mid-1970s, Gauchat offered several possibilities. One is the conservative movement itself.

"Over the last several decades, there's been an effort among those who define themselves as conservatives to clearly identify what it means to be a conservative," Gauchat said. "For whatever reason, this appears to involve opposing science and universities and what is perceived as the 'liberal culture.' So, self-identified conservatives seem to lump these groups together and rally around the notion that what makes 'us' conservatives is that we don't agree with 'them.'"

Another possibility, according to Gauchat, is the changing role of science in the United States. "In the past, the scientific community was viewed as concerned primarily with macro structural matters such as winning the space race," Gauchat said. "Today, conservatives perceive the scientific community as more focused on regulatory matters such as stopping industry from producing too much carbon dioxide. Conservatives often oppose government regulation, and they increasingly perceive science as on the side of regulation, especially as scientific evidence is used more frequently in the work of government agencies such as the Environmental Protection Agency and in public debates over issues such as climate change."

The study also found that the declining trust in science among conservatives was not attributable to changes among less educated conservatives, but rather to rising distrust among better educated conservatives. "It is a significant finding and the opposite of what many might expect," Gauchat said.

As for the study's implications, Gauchat said it raises important questions about the future role of science in public policy. "In a political climate in which all sides do not share a basic trust in science, scientific evidence no longer is viewed as a politically neutral factor in judging whether a public policy is good or bad," said Gauchat, who is also concerned that the increasingly politicized view of science could turn people away from careers in the field. "I think this would be very detrimental to an advanced economy where you need people with science and engineering backgrounds."

###

About the American Sociological Association and the American Sociological Review

The American Sociological Association (www.asanet.org), founded in 1905, is a non-profit membership association dedicated to serving sociologists in their work, advancing sociology as a science and profession, and promoting the contributions to and use of sociology by society. The American Sociological Review is the ASA's flagship journal.

The research article described above is available by request for members of the media. For a copy of the full study, contact Daniel Fowler, ASA's Media Relations and Public Affairs Officer, at (202) 527-7885 or pubinfo@asanet.org.

---

[ | E-mail | Share ]

?

AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.

Source: http://www.eurekalert.org/pub_releases/2012-03/asa-sct032612.php

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Life-extending drug without the negative side effects

It was a bittersweet discovery: a drug that extends life but at the cost of causing diabetes. Now the drug's dual nature has been teased apart, raising the prospect of a new life-prolonging drug without the harmful side effects.

Rapamycin is regularly given to prevent transplant rejection and treat cancer. Previous studies have also shown that it extends the life of animals, but simultaneously causes glucose intolerance ? a side effect reported in humans, too.

David Sabatini of the Whitehead Institute for Biomedical Research in Cambridge, Massachusetts, and colleagues, gave the drug to strains of mice that had genes for certain proteins silenced. They found that rapamycin acts on two important nutrient-sensing proteins called MTORC1 and MTORC2. Its effect on the gene for MTORC1 prolongs life, while its action on MTORC2 causes diabetes.

Sabatini's team is now developing variants of rapamycin that act only on the gene for MTORC1. "If we could just target MTORC1, we could preserve longevity effects and get rid of the unwanted side effects," he says.

Journal reference: Science, DOI: 10.1126/science4.1215429

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